Job Listing: Commercial Credit Officer

Attention! This job posting is 20 days old and might be already filled.
The Lewis & Clark Regional Development Council (LCRDC) Published: July 29, 2019
Mandan, North Dakota
Job Type


Commercial Credit Officer
Salary Range:  $37,000 - $50,000/year DOE

The Lewis & Clark Regional Development Council (LCRDC) is celebrating 50 years of serving its 10 county region by providing business loans under a host of revolving loan funds it has created and grants to cities and counties for infrastructure and public improvements. LCRDC team members enjoy a generous benefit package and excellent work/life balance.  Learn more about LCRDC and her sister companies at

LCRDC is looking for a Commercial Credit Officer.  This regular full-time position reports to the Executive Director of the LCRDC and provides commercial credit analysis services to clients of the LCRDC as well as professional support services to the Commercial Lenders for programs such as the SBA 504, USDA Rural Development Intermediary Loan Program (IRP), ND Opportunity Fund (NDOF) and other commercial financial programs. Experience in all areas of commercial loan production is paramount to this position.



  • Qualify prospects by collecting and analyzing financial and related data in order to determine the general credit worthiness and eligibility of the prospect and the merits of the specific loan requests
  • Prepare initial credit narrative and assist in annual reviews and rating of the credit over the life of the loan
  • Recognize developing problems and bring them to the attention of management while assisting with developing a strategy for troubled credits, to return the credit to a pass rating or exit strategy


  • Prepare all commercial loan documents pertaining to application, closing and servicing and ensure file completeness
  • Prepare and maintain paper and electronic loan files
  • Order third party verifications (Environmental Reports, Credit, OFAC, etc.)
  • File and maintain all security documents (Mortgages, UCCs, etc.)
  • Set up and monitor loan ticklers pertaining to on-going servicing
  • Field inquiries pertaining to LCRDC programs


  • Ensure compliance with all state and federal regulations and internal company policies including but not limited to:
    • SBA 504 Standard Operating Procedure (SOP)
    • Economic Development Administration (EDA) regulations
    • USDA Rural Development regulations
    • Department of Housing and Urban Development (HUD) and Community Development Block Grant (CDBG) regulations
    • Anti-Money Laundering, Fair Lending, Truth In Lending, U.S. Patriot Act, Privacy, and Anti-Discrimination


  • Bachelor's degree (B.A.) in finance, or a related field preferred but not required
  • In depth financial product knowledge
  • Excellent communication, listening and math skills and exceptional attention to detail
  • Notary Public
  • Knowledge of handling, processing and/or ordering good standing certificates, entity documents, credit reports, liens, judgments, taxes, UCC searches and filings, insurance, and flood requirements
  • Ability to identify client needs and make credit decisions
  • Proficient with Microsoft Office programs
  • Thorough understanding of commercial lending and small business operations
  • Thorough understanding of personal and commercial financial statements
  • Ability to work well in a team environmen
  • Strong commitment to the mission of the LCRDC

How to Apply:

  • Resumes must be received before August 11th, 2019
  • Position will be filled by September 1st, 2019
  • By e-mail to Brent Ekstrom at [email protected] (brent null@null lcdgroup
  • By mail to Brent Ekstrom, LDRDC, 200 1st Ave NW, Suite 100, Mandan, ND 58554

By fax to Brent Ekstrom at 701.255.7228